About Us

Hello. We're 111 Credit

And we’re here to help you get your loan the stress-free way.

A better borrowing experience.

Getting a loan can be confusing and frustrating, but we’re here to ensure you’ll be at ease throughout the whole process.

Our commitments to you

A super easy, streamlined application process using MyInfo

A quick turnaround time (1 hour or less)

Personalised recommendations to meet your requirements

Competitive rates according to the Ministry of Law’s guidelines

Comfortable repayment plans that suit your lifestyle

A transparent contract clearly explained to you

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Our experienced loan specialists are trained to provide you with friendly and professional services that place your needs first. They would be with you to help you through the entire application process and ensure you are comfortable and well-taken care of.

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We have been in the industry for a long time

Previously known as S21 Credit, 111 Credit was established on 27 November 2009 as a Sole Proprietor. On 14 January 2019, we were incorporated as a Private Company. With 13 years of experience in personal lending, 111 Credit provides a range of convenient and affordable loan services — varying from personal loans to business loans.

We're a fully licensed,
legal moneylender.

We're a fully licensed, legal moneylender.

111 Credit is a licensed private money lender registered with the Registrar of Moneylenders of the Ministry of Law in Singapore. We follow the guidelines and regulations set by the Ministry of Law and conform to the laws in the Moneylenders Act 2008. Choosing us means getting your loan legally from a trusted lender who is safe and licensed.